What are the Requirements for a Personal Loan?

• You need to be a South African citizen with a green bar-coded ID.
• You need to be younger than 63 years of age.
• You need to earn more than R3,000 per month.
• You need to be working at your current employer for no less than six months.
• Your salary must be paid into your own account or a joint account in your name.
• You cannot apply if you are a temporary worker, a domestic worker, self-employed, or if you only earn commission.

How is my Application Assessed?

Your monthly salary is considered when the amount for a loan is approved. We aim to ensure that you can practically and feasibly repay the loan on time. A shorter repayment period is recommended so that you are indebted for a shorter time.

Need Cash now and Fast?

Apply with us and start fixing your financial situation today!

What’s a Debi-Check?

We have partnered with all the banks to securely confirm your bank details directly from your mobile phone or internet banking. Debi-Check confirms your account details for the loan amount to be paid into the correct account. It is also a requirement of the loan application process and forms part of our T&Cs. Once the Debi-Check has been confirmed, we will be notified by your bank and will start with your application. Approved loan amounts will be sent to you!

What Loan products do we offer?

• Personal Loans up to R120,000.00 with repayment up to 84 months
• Pay Day Loans up to R8,000
• Debt Consolidation Loans up to R12,000

What do we do?

EC Online Loans offers a directory service that specializes in finding the best solutions for thousands of clients monthly. Once you apply with us, we will find the right solution for you, and you could have the cash within 24 hours.

What makes us different?

EC Online Loans works well for people who want to get the ideal loan with low interest. We review your requirements and consider different loan options to find the best suitable loan for you.

Do we offer more than one loan?

Yes. Once you apply, you can receive up to five different offers, including Personal Loans, Consolidation Loans, and Payday Loans.

When the bank says NO, we aim to say YES.

Once your application is approved, your loan gets paid out within just a few hours. Many clients apply for emergency cash, and we ensure fast approvals with quick access to funds. We are committed to offering a service that meets your urgent financial needs.