You can get fast approval when you apply with us
Blacklisted? Bad credit? Prescribed debt? Need a bit of extra cash to make it through this month? Apply for an Unsecured Loan with us and get the financial help you deserve. We don’t care what your credit situation is we are committed to finding a loan that will get you one step closer to financial freedom and don’t charge upfront Fees! With over 30 years of experience in the credit Industry we help clients all over South Africa to obtain PERSONAL LOANS up to R 120 000
Apply today and money could be in your account within 24 hours.
EC Online Loans is a Nationwide brokerage with more than
18 years experience in the credit industry and we help clients all over South Africa to obtain Loans up to R 120 000.
We apply for you at our panel of lenders that are all registered with the NCR.
Once you apply below you can sit back and we will do the rest!
What we Offer
- Very Competitive Interest Rates
- Fixed Monthly Repayments
- Hassle-Free Online Application
- Flexible Repayments
- Variety of Loan Options
- Funds Paid directly into your Account
Loan Types
Personal Loans, Secured Loans, Unsecured Loans, Payday Loans & Blacklisted Loans
Our referral consultant(s) and their respective financial Services and Credit providers who vet our clients to provide a possible loan, subject to
the clients’ affordability and credit criteria as prescribed and governed by the NCA (National Credit Act, 2005
Representative Example: Nett loan amount, R 50,000.00, term 36 months, APR (Annual Percentage Rate) 10.71%, the fixed nominal rate at 8.84% p.a., one-time Service fee approximately 2.00% of the net loan amount. This could apply provided the following: A positive affordability criteria. Please note, this representative example could vary depending on the credit transaction/agreement.
How does the loan application process work?
We believe that it is the duty of the financial institution to provide unsecured loan opportunities to ensure that the applicant can, realistically and legitimately, repay the loan they apply for. Our vision is to aid and educate as much as we can when it comes to alleviating bad credit. We aim to facilitate the journey towards regaining financial autonomy and freedom by providing loans, advice, and guidance on how to get rid of debt and maintain good habits when handling one’s finances.