Privacy Policy
How we collect your personal information Whenever you use this website, complete an application form, contact us electronically, or use one of the services or facilities offered by EC Finance we will collect your personal information. Why we collect your personal information In order to make your use of this website, products and services offered […]
Prescribed Debt Loans
What is Prescribed Debt Loans? Prescribed debt loans are offered to individuals who have outstanding credit debt . These are unsecured loans that offer immediate financial relief. Why is it called a Prescribed Debt Loan and not just a Personal Loan? When applying for a personal loan or secured loan at a bank, you are […]
Cash Loans
What is Cash Loans? Cash loans, otherwise known as short-term loans, or payday loans, are loans that work on an unsecured loan basis where you aren’t required to put capital forward to get your loan. No matter how well you budget, there are times when you just need a little extra financial help before the […]
Blacklisted Loans
Otherwise referred to as loans for blacklisted, bad credit loans, loans for bad credit, or cash loans for blacklisted. While all blacklisted persons can apply and may qualify, not everybody will be approved depending on their credit status. Have you applied for any cash loans recently, but you have been rejected on account of having […]
Bad Credit Loans
What are Bad Credit Loans? When you have a bad reputation with banks, credit card finance providers and other credit solutions, there are great opportunities with alternative financial institutions to rid yourself of that bad reputation. EC Online Loans offers the option of fast personal Loans which do not require a credit check for people […]
Unsecured Loans
What are Unsecured Loans? Unsecured loans are monetary loans that are not secured against your assets. The interest rates applicable to these different unsecured loans may vary depending on the lender and the applicant. We offer a number of different unsecured loans which we tailor to each individual applicant to make sure that you get […]
Fast Loans
All of our loans are finalized faster than you might imagine! When you’re in a bind the last thing you want to do is wait for weeks for your loan application to clear. Fast loans are our specialty. Online loans same day is our way. When the banks says no we aim to SAY YES! […]
Loans Terms and Conditions
Terms and Conditions of Loans with EC Online Loans The loans we offer range from R 1000 – R 120 000 and our payment terms for loans range from one month to 84 months. Interest rates are based on each individual application and comply with the National Credit Act and National Credit Regulations. Implications of Late […]
Loans Rates & Fees
Loan Rates and Fees What Loan rates and fees do I need to pay? Your rate is fixed during the life of the loan. The interest rate you pay will be determined when you apply for the loan. It will be based on the lesser of 5%. This means that your rate will […]
National-Credit-Regulations-Pledge
Our pledge as per the National Credit Regulations guidelines we aim: to promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information; to prohibit certain unfair credit and credit-marketing practices; to promote responsible credit granting […]